Wednesday, January 23, 2008

Contractor Need to Know Facts

Almost everyone wants to have the opportunity to build that dream home, but before you can have it built, you need to find the right person to build it for you. This means finding the contractor that you can stand to be around for at least a few months while the house is being built and also finding the contractor that can get the job done right and on time. Other legal matters will also need to be taken care of by the contractor, so before building begins, you need to be sure that these have been taken care of, as well.

When looking for a contractor, talk to your friends and relatives first to find out if they can recommend anyone to you. If they cannot, then it is time to go to the phone book. Avoid hiring a contractor over the internet if possible, but if you feel like you have to go this route, be very careful. Meet the contractor in person and obtain a number of references so you can find out just what quality work he does. Find out if there have been any problems with mold in the home or water damage due to bad plumbing or bad construction since the house was built. Ask a lot of questions about the contractor’s character and about how efficient the job was.

Find out whether the contractor’s license is current and has no claims against it at the moment. There should not be any. In California, anyone who is contracted to do work that will cost more than $500 must have a license from the Contractor’s State License Board. If you hire someone without a license, you may not be able to obtain assistance from the Board to resolve a complaint. They should have a pocket license with their name on it and the name on it should match the name of who you are talking to.

Your contractor should also have all of the appropriate insurances and he should have no problem with giving you copies of the policies for your own records. He or she should have liability and worker’s compensation insurance. They may not be required by your local law to have general liability insurance, but if they do damage to your property, you or your insurance company may have to cover the bill.

Your contractor is also responsible for getting the appropriate building permits from the city to do your project. Make sure he or she has obtained all these permits and permissions before building starts.