Hiring a contractor to build your new house or remodel it may be one of the most important decisions that you will ever make, so it needs to be done right the first time. There are a few things that anyone considering having a home built for them need to know before even beginning to search for the contractor that will be in their life for many months to come.
The first thing you need to know about hiring a contractor is the fact that this person will be a constant part of your life for the next few months or however long it takes to complete the house. You need to be able to get along with this person and stand to be around them. Talk with them not only on the phone, but also in person to really get an idea of who they are and what they are all about. Talking to them in person will give you the benefit of a gut feeling about whether you will get along with them or not.
The second thing is that you need to find out if the contractor that you are interested in is licensed or not. Their license should be current and there should be no claims made against it.
You also need to find out if the contractor you want to hire is properly insured and that he or she will allow you to have copies of their insurance policies. This will give you the peace of mind that if any of the crew is injured while working on your home, you are not liable in any way, since they will be on your property.
You also need to be prepared to talk to some of the contractor’s past clients to get an idea of what quality their work is. You will want to ask whether there have been any mold or water damage issues with the property since it was built.
Another issue you may face with your contractor if you are not having an entire home built, but simply a renovation or remodeling in one or two rooms, is the fact that the contractor and his crew will be in and out of your house. You will want to sit down with your spouse and figure out exactly when the work day will begin for the crew and what time it will end. Having small children in the house during the project is not a great idea, so you may want to have the children somewhere else during this time.
Showing posts with label home buying. Show all posts
Showing posts with label home buying. Show all posts
Wednesday, January 23, 2008
Contractor Need to Know Facts
Almost everyone wants to have the opportunity to build that dream home, but before you can have it built, you need to find the right person to build it for you. This means finding the contractor that you can stand to be around for at least a few months while the house is being built and also finding the contractor that can get the job done right and on time. Other legal matters will also need to be taken care of by the contractor, so before building begins, you need to be sure that these have been taken care of, as well.
When looking for a contractor, talk to your friends and relatives first to find out if they can recommend anyone to you. If they cannot, then it is time to go to the phone book. Avoid hiring a contractor over the internet if possible, but if you feel like you have to go this route, be very careful. Meet the contractor in person and obtain a number of references so you can find out just what quality work he does. Find out if there have been any problems with mold in the home or water damage due to bad plumbing or bad construction since the house was built. Ask a lot of questions about the contractor’s character and about how efficient the job was.
Find out whether the contractor’s license is current and has no claims against it at the moment. There should not be any. In California, anyone who is contracted to do work that will cost more than $500 must have a license from the Contractor’s State License Board. If you hire someone without a license, you may not be able to obtain assistance from the Board to resolve a complaint. They should have a pocket license with their name on it and the name on it should match the name of who you are talking to.
Your contractor should also have all of the appropriate insurances and he should have no problem with giving you copies of the policies for your own records. He or she should have liability and worker’s compensation insurance. They may not be required by your local law to have general liability insurance, but if they do damage to your property, you or your insurance company may have to cover the bill.
Your contractor is also responsible for getting the appropriate building permits from the city to do your project. Make sure he or she has obtained all these permits and permissions before building starts.
When looking for a contractor, talk to your friends and relatives first to find out if they can recommend anyone to you. If they cannot, then it is time to go to the phone book. Avoid hiring a contractor over the internet if possible, but if you feel like you have to go this route, be very careful. Meet the contractor in person and obtain a number of references so you can find out just what quality work he does. Find out if there have been any problems with mold in the home or water damage due to bad plumbing or bad construction since the house was built. Ask a lot of questions about the contractor’s character and about how efficient the job was.
Find out whether the contractor’s license is current and has no claims against it at the moment. There should not be any. In California, anyone who is contracted to do work that will cost more than $500 must have a license from the Contractor’s State License Board. If you hire someone without a license, you may not be able to obtain assistance from the Board to resolve a complaint. They should have a pocket license with their name on it and the name on it should match the name of who you are talking to.
Your contractor should also have all of the appropriate insurances and he should have no problem with giving you copies of the policies for your own records. He or she should have liability and worker’s compensation insurance. They may not be required by your local law to have general liability insurance, but if they do damage to your property, you or your insurance company may have to cover the bill.
Your contractor is also responsible for getting the appropriate building permits from the city to do your project. Make sure he or she has obtained all these permits and permissions before building starts.
Home and Mold Inspections When Buying a House
Everyone who wants to purchase a home should have an inspection of the property done before any final papers are signed. This inspection is not considered an appraisal and no grading system exists, so a house cannot “fail” one of these inspections. They exist simply to show the buyer what is wrong with the house and give advice on what can be done about any problems that do exist.
Most contracts to buy a home in the United States will include a clause that the contract will not be considered valid until the property has been looked at by a home inspector. Some states require that home inspectors are to be licensed, but those who are professional engineers do not have to have this license, since their engineering license covers these inspections.
Inspections will usually include checking the basement, water heater, central heat and air conditioning, structural integrity, electrical system, plumbing, and the roof. Other aspects of the building will also be looked at, including areas of the home that are not considered up to code and need extensive repair, general maintenance issues, and etcetera.
Mold is something, however, that is not generally covered under a general home inspection. Having a home inspected for mold growth is typically considered to be a separate act and so a contract to purchase a home should be amended to include a mold inspection before the contract is considered valid. One clue as to whether you will really need a mold inspection or not will be whether the home inspection finds that the home has had a water damage to any area of it. Mold will typically grow where water damage has occurred, but it can also grow in homes that show no signs of this, so purchasing a mold inspection is advised whether your home inspector finds water damaged areas of your home or not.
If damage to the home or mold is found, then you need to decide whether or not to go ahead and purchase the home after having this information in your hand. Some sellers may give you a credit on the price of the home if you choose to buy it and repair the damage yourself and some may repair the damage done for you. Others may insist that the sale is “as-is” and will not give any leniency one way or another on the issue. Judge the scale of the problem and what it will cost to have it repaired and make the decision that is right for you.
Most contracts to buy a home in the United States will include a clause that the contract will not be considered valid until the property has been looked at by a home inspector. Some states require that home inspectors are to be licensed, but those who are professional engineers do not have to have this license, since their engineering license covers these inspections.
Inspections will usually include checking the basement, water heater, central heat and air conditioning, structural integrity, electrical system, plumbing, and the roof. Other aspects of the building will also be looked at, including areas of the home that are not considered up to code and need extensive repair, general maintenance issues, and etcetera.
Mold is something, however, that is not generally covered under a general home inspection. Having a home inspected for mold growth is typically considered to be a separate act and so a contract to purchase a home should be amended to include a mold inspection before the contract is considered valid. One clue as to whether you will really need a mold inspection or not will be whether the home inspection finds that the home has had a water damage to any area of it. Mold will typically grow where water damage has occurred, but it can also grow in homes that show no signs of this, so purchasing a mold inspection is advised whether your home inspector finds water damaged areas of your home or not.
If damage to the home or mold is found, then you need to decide whether or not to go ahead and purchase the home after having this information in your hand. Some sellers may give you a credit on the price of the home if you choose to buy it and repair the damage yourself and some may repair the damage done for you. Others may insist that the sale is “as-is” and will not give any leniency one way or another on the issue. Judge the scale of the problem and what it will cost to have it repaired and make the decision that is right for you.
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